Wealth Stories

Got a raise? Here’s why your in-hand salary could still fall

A change in how social security benefits are calculated by employers under the new labour codes could affect your in-hand salary.

Know your spending to grow your wealth

Before choosing the right mutual fund or stock, experts say the first step is tracking where your money actually goes — and AI finance apps are helping Indians turn spending habits into smarter investing decisions

Fuel, power, LPG: Here’s how to soften the monthly shock

Domestic energy prices remain volatile, but you can switch to green alternatives to protect your household budget

Article image for: Late filing need not cost you your health claim

Late filing need not cost you your health claim

Lawyers and consumer rights experts argue that procedural delays should not automatically extinguish a genuine claim, especially when the insurer does not otherwise dispute its validity or admissibility.

Article image for: Can your pension double up as a medical safety net?

Can your pension double up as a medical safety net?

Your pension has always been meant for retirement. Now, PFRDA wants to allow you to double it up as a healthcare cushion too.

Article image for: Is small-town India shifting from gold and property to portfolios?

Is small-town India shifting from gold and property to portfolios?

Investors from Tier-2 & -3 cities embrace stocks and mutual funds, but gaps in advisory may leave many vulnerable

Article image for: Why errors in your EPS can hit your retirement income

Why errors in your EPS can hit your retirement income

Faulty Employees’ Pension Scheme (EPS) records may affect your pension benefits, denial of pension, or even complications in future EPF withdrawals or transfers.

Article image for: Why parents must plan for the new cost of early childhood

Why parents must plan for the new cost of early childhood

Dance, drama, music & more: as preschool enrichment surges, ‘edutainment’ is turning into a must-have budget item

Article image for: How new labour codes may reshape your salary this appraisal season

How new labour codes may reshape your salary this appraisal season

Higher EPF, changing tax breaks, and unclear timelines — this appraisal season is anything but routine. Here’s how to read the fine print before you sign.

Article image for: Customised health insurance plans can save money but here's what to watch for

Customised health insurance plans can save money but here's what to watch for

Customisation is the buzzword in health insurance as add-ons offer flexibility, but it may also lead to confusion

Article image for: When Indian markets trail, catch global gains by investing abroad

When Indian markets trail, catch global gains by investing abroad

India remains one of the strongest long-term growth stories in the world, but investors should consider diversifying their investments into other markets.

Article image for: Why you shouldn't ignore home-based healthcare during insurance planning

Why you shouldn't ignore home-based healthcare during insurance planning

Insurance may cover some post-hospitalisation expenses, but long-term rehab and caregiving often require a separate healthcare corpus

Article image for: How uncertain returns are forcing Indian students abroad to return sooner

How uncertain returns are forcing Indian students abroad to return sooner

As more countries raise barriers , ​the dream of an overseas education has lost some of its shine for many Indian students and their parents.

Article image for: What to watch for so that your health insurance claim isn't rejected

What to watch for so that your health insurance claim isn't rejected

Documentation errors that may creep in during discharge summaries and at admission can result in insurance claims being denied

Article image for: How social media is rewiring your child’s relationship with money

How social media is rewiring your child’s relationship with money

Limiting screen time isn't enough. Observe what your child is watching. If they are constantly consuming aspirational content, it is likely to influence what they begin to “want”

Article image for: How women going through a 'grey divorce' can ensure their financial independence

How women going through a 'grey divorce' can ensure their financial independence

Many women are opting for divorce rather than staying in an unhappy or unviable marriage. Here's how women can be better prepared financially

Article image for: Can your health insurance deny an accident claim if you didn't disclose an unrelated illness?

Can your health insurance deny an accident claim if you didn't disclose an unrelated illness?

You might wonder what diabetes, or another illness, has to do with your accident. It doesn’t, but your insurance company feels otherwise

Article image for: Just 35 winners in 198 IPOs: How the IPO boom hit Indian investors

Just 35 winners in 198 IPOs: How the IPO boom hit Indian investors

India’s IPO boom has bruised investors. Of 198 IPOs since 2024, only 64 remain in the green and just 35 have delivered sustained returns. The IPO index is down 8%, proving hype fades fast when market cycles turn.

Article image for: Why many from Gen Z find themselves in debt traps

Why many from Gen Z find themselves in debt traps

Racking up Rs 30-40 lakh in debt while on salaries of Rs 30,000-40,000, India’s youngest borrowers are living on the edge

Article image for: How to time your SWP to get the most out of your SIP

How to time your SWP to get the most out of your SIP

A well-timed Systematic Withdrawal Plan ensures your hard-earned corpus survives market shocks and funds your life goals smoothly

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