home loan rates

A Reddit user's decision to pay off a ₹45 lakh home loan eight years early sparked debate. While financial advisors highlight potential investment gains versus loan interest, the user emphasizes the peace of mind and guaranteed savings from debt freedom. Ultimately, personal happiness and security trump pure financial optimization for many.

Purchasing a second home involves significant tax considerations beyond the initial purchase price. Stamp duty, registration fees, and GST are upfront costs. Income tax implications vary based on whether the property is self-occupied, vacant, or rented out, with different deduction rules under old and new tax regimes. Understanding these nuances is crucial for financial planning.

Single Gen Z women are leading home purchases, outnumbering their male counterparts significantly, even as overall first-time buying dips. Despite financial hurdles like lower earnings and student debt, these young women are achieving homeownership, often through diligent saving and family support. This trend reflects a broader pattern of single women outpacing single men in the housing market over decades.

Buying property in India demands meticulous legal checks. Essential documents like Sale Deeds, Encumbrance Certificates, and RERA registration ensure clear title and prevent future disputes. Verifying land use, construction approvals, and dues clearance at each stage safeguards your investment and avoids costly legal battles. A thorough review is paramount.

Rupee depreciation is not new, what is new however is the rapid pace at which it is falling. It’s the biggest risk for India’s external sector resilience at the moment. In just over a year, the rupee has depreciated over 14%.

Kataria Clears Conversion Proposal; Ball In MHA’s Court Now

Homebuyers facing delayed possession or unfair practices by builders now have legal recourse under RERA. The Act empowers buyers to seek compensation for delays or opt for a full refund with interest. It's crucial to file complaints early with supporting documents to protect your rights and investment.

In this By Invitation column, author, art historian and curator Dr Alka Pande shares how the Indian art is experiencing a boom, with auction records being shattered for modern masters like Husain and Raza, fetching hundreds of crores. Despite global market caution, wealthy Indian collectors are driving demand, viewing art as a symbol of heritage and identity.

A young couple's struggle to buy a home in Bangalore, despite dual incomes, contrasts sharply with their swift purchase of a three-bedroom house in the UK on a single salary. The viral X post highlights India's 'broken' real estate market, marked by exorbitant prices and a lack of transparency, while the UK offered affordability and a smooth, honest buying process.

Daily Rashi readings offer guidance based on Rashi tarot anchors and six-card spreads covering energy, love, career, money, health, and spiritual insights. Each sign receives specific advice on navigating daily themes, best areas, and potential challenges, emphasizing practical decisions and emotional balance for a fulfilling day.

Today's forecasts offer guidance across various life aspects, from home harmony and self-care to financial prudence and career advancements. Personalized advice, based on the first letter of your name, highlights opportunities for progress, stability, and well-being. Embrace diligent work, financial knowledge, and mindful choices for lasting success and happiness.

Indian aviation faces unprecedented turbulence due to a perfect storm of factors. From pandemic fallout and engine failures to airspace closures and a Middle East war driving fuel prices sky-high, airlines are struggling. Passengers face rising fares and cancelled routes as the sector grapples with deep financial distress and operational chaos.

'Too Expensive', Only 1-2% Of Homeowners in India Buy Policy: Experts

Global oil markets face turmoil due to the Iran-US conflict and Strait of Hormuz disruptions. India, heavily reliant on oil imports, feels the pinch through rising inflation and borrowing costs. The Reserve Bank of India monitors the situation, opting for stability over aggressive action. Households may experience a gradual tightening of budgets as costs rise and monetary easing is delayed.