Insurance policy forged to claim Rs one lakh in accident case

Rajkot: A private insurance company has lodged a police complaint with Junagadh police, alleging that a forged insurance policy was used in a motor accident case to wrongly claim compensation.According to the complaint lodged by the company's senior exeuctive, the matter dates back to Feb 2023, when a woman, identified as Hiri Vaghra, was seriously injured after being hit by a harvester near Choki village on the Junagadh–Jetpur Highway while she was standing by the roadside. The next day, Junagadh Taluka police registered an FIR against the harvester driver for rash and negligent driving.
During the investigation, the harvester owner, Virendrasinh Kamboj, a resident of Haryana, submitted vehicle documents, including an insurance policy claimed to have been issued by the company. The same policy was later produced before the Motor Accident Claims Tribunal (MACT), Junagadh, while seeking Rs 1 lakh compensation for the injured woman.However, when the insurance company verified the policy, it found it to be fake. The complaint stated that the policy number did not match the official numbering pattern and, in any case, could not have been issued for a harvester.Following this, the company approached the CID Crime Special Investigation Team (SIT) in Gandhinagar. After a preliminary probe, the SIT directed the insurer to file a formal complaint at the concerned police station.In the complaint, the company alleged that the accused knowingly prepared and used a forged insurance policy and submitted it before the police and court to mislead authorities and commit fraud. A case has been registered under IPC sections of cheating and forgery.