Axis Bank employee among 2 nabbed for duping credit card holders; police warn banks

PATIALA: The police in Patiala have nabbed two persons including an employee of Axis bank for duping

credit card holders

by carrying out online shopping on their cards and further sell the purchased products. The fraudsters used to copy the data of card holders who did not have any email id registered in their names and then use the

credit card

limits of the cardholder by creating a fake email id.


The police have warned the

bank officials

to take some measures to prevent such incidents in which the private data of their customers were getting leaked. The police revealed that fraud was committed by the bank employee of Ludhiana branch whereas the credit card holder was issued the card from his branch in Patiala. The police said that the accused used to take data of the customers from the server of the bank which was a breach of privacy.

The police claimed to have recovered seven mobiles, 49 SIM cards, Rs 40,000 cash and some gold having worth Rs 4.5 lakh from two accused who both hail from Ludhiana. The police also got an amount of Rs 3 lakh freezed in the account of one of the accused.

The accused has been identified as

Vikas Sarpal

alias Gopi, 27 and Ravi Kumar, 25 both of Ludhiana, The police said that Vikas, who was working as credit card sales-officer was class twelve qualified while Ravi Kumar who in the past had worked as a peon in the Axis bank for three months, was class 5 qualified. Both the accused are booked under various sections of IPC including cheating and criminal conspiracy.

The police busted this fraud after a Patiala based complainant Satguru Singh of Charaso village of Patiala reached Sadar Patiala police alleging that some unidentified persons have used his credit card limit of Rs 93000 following which he got a call from the bank.

The police said that both the accused were working in Ludhiana branch of the Axis bank but they had cheated and duped the credit card holder Satguru Singh who was having his account in Ram Nagar village of Patiala.

"We have arrested the accused and got their police remand from the court where they were produced today. The further investigation in the case is underway and the questioning will also be done to the Bank manager of the Axis bank. The details about a total number of frauds committed by the accused may come out after interrogation during the remand, however, so far we have traced out one case in which complainant knocked our door", said, SP Investigation HS Hundal.