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RBI ban on new credit cards sale hit market share - A test article

The RBI’s ban on promoting new bank cards has impacted market sha... Read More
The RBI’s ban on promoting new bank cards has impacted

market share

on an incremental foundation, stated on Wednesday, promising to get again to the market “with a bang” as soon as the “temporal” embargo is lifted and recoup the losses.

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The financial institution’s head of client finance, digital banking and knowledge expertise,

Parag Rao

, stated that it has used the final six months to “introspect, re-engineer and innovate” in regards to the playing cards enterprise, the place it has 15.5 million clients.


The financial institution has misplaced its market share by a few proportion factors due to the ban, however the actions taken internally have ensured that it continues to carry on to market share by spends, he stated.

In December, the RBI acted towards repeated technological outages at HDFC Bank over two years by slapping unprecedented penalties, which included a ban on any new bank card issuance and likewise prohibition on launching new digital initiatives.



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